Mission

Public Benefit Mission

Kovo is a registered Delaware Public Benefit Corporation, and our specific public benefit purpose is to enhance inter-generational social and economic mobility for families. We do this in three ways:

  1. We design our products with a commitment to help you achieve your goals.

  2. We don't offer products that can lead to chronic debt or financial ruin.

  3. We set our prices in a manner that is transparent, without hidden fees or surprise charges.

What does "public benefit" mean?

The term "public benefit" refers to having a positive effect on people, communities, or public interests other than the company itself.

What is a public benefit corporation?

The "public benefit" designation is given to companies who intend to produce a public benefit and operate in a responsible and sustainable manner.

This means the company is managed in a manner that balances the company’s interests with the best interests of those most affected by the company's conduct and the company’s public benefit mission.

© 2022 Kovo Inc. - a public benefit corporation



There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.


On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations.


Kovo Credit Inc. NMLS ID: 2299753

© 2022 Kovo Inc. - a public benefit corporation



There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.


On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations.


Kovo Credit Inc. NMLS ID: 2299753

© 2022 Kovo Inc. - a public benefit corporation



There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.


On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations.


Kovo Credit Inc. NMLS ID: 2299753