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Common Questions

How does credit building work?

Is my account reported to all the credit bureaus?

Is there a credit check?

Are there any fees?

Is there a return policy?

When will I see results?

How does credit building work?

Is my account reported to all the credit bureaus?

Is there a credit check?

Are there any fees?

Is there a return policy?

When will I see results?

How does credit building work?

Is my account reported to all the credit bureaus?

Is there a credit check?

Are there any fees?

Is there a return policy?

When will I see results?

Installment Credit Account

How does my payment performance impact my credit?

What happens if I miss a payment?

How do I make a payment?

Can I skip a payment?

Can I set up auto-pay?

Is it a contract?

Is there a fee for closing my account early?

How can I update the payment method on my account?

How can I cancel my account?

How does my payment performance impact my credit?

What happens if I miss a payment?

How do I make a payment?

Can I skip a payment?

Can I set up auto-pay?

Is it a contract?

Is there a fee for closing my account early?

How can I update the payment method on my account?

How can I cancel my account?

How does my payment performance impact my credit?

What happens if I miss a payment?

How do I make a payment?

Can I skip a payment?

Can I set up auto-pay?

Is it a contract?

Is there a fee for closing my account early?

How can I update the payment method on my account?

How can I cancel my account?

Rewards

What are credit rewards?

How do credit rewards work?

When can I earn credit rewards?

Who can access credit rewards?

What are credit rewards?

How do credit rewards work?

When can I earn credit rewards?

Who can access credit rewards?

What are credit rewards?

How do credit rewards work?

When can I earn credit rewards?

Who can access credit rewards?

Credit Boosts

Credit Boosts

Credit Boosts

Credit Boosts

How do credit boosts work?

How do credit boosts help with my credit?

How do credit boosts work?

How do credit boosts help with my credit?

How do credit boosts work?

How do credit boosts help with my credit?

Resources

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© 2025 Kovo Inc. - a public benefit corporation



There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.


On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.

Resources

Help

Contact

Affiliates

Company

Mission

Privacy

Terms

© 2025 Kovo Inc. - a public benefit corporation



There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.


On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.

Resources

Help

Contact

Affiliates

Company

Mission

Privacy

Terms

© 2025 Kovo Inc. - a public benefit corporation



There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.


On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.

Resources

Help

Contact

Affiliates

Company

Mission

Privacy

Terms

© 2025 Kovo Inc. - a public benefit corporation



There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.


On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on many factors, including the financial decisions you make with other financial services organizations. Unique experiences and past performance for individuals do not guarantee future results for other individuals.