Build
Credit
& Earn Rewards

No credit check
Instant approval
0% APR / $0 fees
Earn 1% on loans
Build
Credit
& Earn Rewards

No credit check
Instant approval
0% APR / $0 fees
Earn 1% on loans
Build
Credit
& Earn Rewards

No credit check
Instant approval
0% APR / $0 fees
Earn 1% on loans
Build Credit
& Earn Rewards

No credit check
Instant approval
Earn 1% on loans
0% APR / $0 fees
How It Works
Build
with Installments
$10/mo for 24 months.
Reports to the credit bureaus.
Account activity and payment performance is reported monthly to Experian® and Equifax®.
Learn
with Courses

Pick up useful skills.
Find better outcomes.
Get smart in skills that help you succeed in a fast-changing world.
Earn
with Rewards

1% back on loan offers.
Up to $1,075.
Available to eligible customers with 4 on-time payments. FAQs.
The credit builder that rewards you
How It Works
Build
with Installments
$10/mo for 24 months.
Reports to the credit bureaus.
Account activity and payment performance is reported monthly to Experian® and Equifax®.
Learn
with Courses

Pick up useful skills.
Find better outcomes.
Get smart in skills that help you succeed in a fast-changing world.
Earn
with Rewards

1% back on loan offers.
Up to $1,075.
Available to eligible customers with 4 on-time payments. FAQs.
The credit builder that rewards you
How It Works
Build
with Installments
$10/mo for 24 months.
Reports to the credit bureaus.
Account activity and payment performance is reported monthly to Experian® and Equifax®.
Learn
with Courses

Pick up useful skills.
Find better outcomes.
Get smart in skills that help you succeed in a fast-changing world.
Earn
with Rewards

1% back on loan offers.
Up to $1,075.
Available to eligible customers with 4 on-time payments. FAQs.
The credit builder that rewards you
LIFE SAVER! This is seriously the bee's knees. Went up over 100pts!
Erick L
Chicago, IL
I’m glad you guys chose to help me and I love Kovo Thanks for everything 💯
Anettra S
Detroit, MI
Small installments…easy peasy!
Drayton H
New Orleans, LA
Because of kovo my credit score went from poor to outstanding and I’m very great full for that 👍🏻
Dianne W
Orlando, FL
The best, highly recommended 💯%
Roberto N
New York, NY
I can say that kovo has been a great experience so far so good that I'm here long term.
Pharren G
Philadelphia, PA
It’s really straight forward and easy to understand. $10 a month ain’t bad.
Jose C
Chicago, IL
It helps in getting your Credit together. I'm glad my family turned me onto this.
Javanna P
Charlotte, NC
Very smart way to increase your credit. You guys are awesome!
Nooruddin L
Euless, TX
Very smart way to increase your credit. You guys are awesome!
Nooruddin L
Euless, TX
Reach your goals

Better credit makes owning a car and home possible, with higher odds for approval.
Save money

Lower your monthly interest payments when you
have better credit.
See real impact
Account activity is reported monthly to Experian® and Equifax®.
Reach your goals

Better credit makes owning a car and home possible, with higher odds for approval.
Save money

Lower your monthly interest payments when you
have better credit.
See real impact
Account activity is reported monthly to Experian® and Equifax®.
Reach your goals

Better credit makes owning a car and home possible, with higher odds for approval.
Save money

Lower your monthly interest payments when you
have better credit.
See real impact
Account activity is reported monthly to Experian® and Equifax®.
Reach your goals

Better credit makes owning a car and home possible, with higher odds for approval.
Save money

Lower your monthly interest payments when you
have better credit.
See real impact
Account activity is reported monthly to Experian® and Equifax®.
Questions
How does credit building work?
What are Courses?
Is there a return policy?
Are there any fees?
Is there a credit check?
Does Kovo report to credit bureaus?
When will I see results?
Questions
How does credit building work?
What are Courses?
Is there a return policy?
Are there any fees?
Is there a credit check?
Does Kovo report to credit bureaus?
When will I see results?
Questions
How does credit building work?
What are Courses?
Is there a return policy?
Are there any fees?
Is there a credit check?
Does Kovo report to credit bureaus?
When will I see results?